The Trust Economy Goes Live: Decentro's Omniscore Debuts at Global Fintech Festival 2025

Crowds gathered around Decentro's booth at the Global Fintech Festival (GFF) 2025 experience centre, where the startup showcased Omniscore, a real-time behavioural intelligence platform that aims to redefine risk assessment for India's digital financial ecosystem.

The system displayed how it processes and classifies digital interactions within milliseconds, marking the live debut of what CEO Rohit Taneja calls the 'Trust Economy.'

From "Can he pay?" to "Will he pay?"

Omniscore generates unified risk scores between 100 and 1,000 in less than 300 milliseconds, combining digital identity, device intelligence, behavioural indicators and financial activity.

"Traditional risk scoring models are like judging a movie by its poster," Taneja explained. "Behavioural intelligence is like watching the entire film in real-time."

India's Credit Access Challenge

Despite more than 400 million smartphone users, a large section of the population remains outside the formal credit system. Omniscore's three-layer architecture encompasses digital identity intelligence, financial credibility beyond credit scores, and employment validity in the gig economy.

Early Results and Fraud-Detection

Early pilots showed a 70% success rate in identifying fraudulent activity, including mule accounts that bypassed conventional KYC checks.

According to industry estimates, India lost about Rs 15,000 crore to digital fraud in FY25. Financial institutions are now under pressure to enhance detection systems while maintaining access to credit.

Decentro estimates that around 200 million Indians currently considered "unbankable" could gain access to formal financial services through behavioural analysis instead of traditional credit histories.